Where we work

Microfinanza has gathered 15 years of professional experience in leading projects worldwide in the microfinance sector.

We work in Europe and Italy, Sub Saharan Africa, Middle East and North Africa, Latin America and Carribean, Asia and South East Asia.

Europe and Italy


The main key areas of expertise in Europe are the following: Studies on remittance channels (Italy/Senegal-Ecuador-Albania-Philippine-Bolivia) used by immigrant communities (Italy), migrant financial services (Italy), financial products design (Italy), business plan development (Italy), studies on microfinance (European Countries), identification of partners and financial institutions (Italy), training and technical assistance (European Countries), technical assistance on risk portfolio recovery (Republic Srpska and EU countries), feasibility studies for guarantee fund (Italy), institutional diagnostics (Bosnia Herzegovina, Romania and EU countries), project formulation, management, monitoring and assessment (Bosnia Herzegovina, Albania, Macedonia, Moldova, Russia and EU countries), market analysis and research (Bosnia Herzegovina, Italy and other EU countries).


Microfinanza Srl as member of the European Microfinance Network and founding member of the Italian Microfinance Network (RITMI) is deeply involved in promoting microfinance as a tool in the fight against financial and social exclusion and unemployment.


Some of the main clients and donors in this area are: IFAD, Italian Ministry of Interior, European Union, Cariplo Foundation, Compagnia di San Paolo, RITMI, Appui au Développement Luxembourg (ADA), Community Development Finance Association, Professional Associations, Sviluppo Lazio SpA, Permicro Spa, ADL Association Zavidovici of Brescia, Association of Local Democracy Agencies, International Management Group, Monte dei Paschi di Siena and Italian Local Authorities (Apulia Region, Sicilia Region, Liguria Region, Province of Trento, Sicilia Region, Lazio Region, Tuscany Region, Venice Municipality, Provincia di Bologna), University La Cattolica – Milan, Italian NGOs and Giordano dell'Amore Foundation.

Countries where we worked: Albania, Bosnia Herzegovina, Germany, Italy, Macedonia, Moldova, Netherlands, Romania, Russia, Serbia, Spain, Switzerland.

Africa and MENA

Main areas of expertise in Sub Saharan Africa are related to the institutional strengthening (Corporate Governance, Risk Management, Business Planning, Financial and Non-Financial Product Development and Social Performance Management); financial education, project formulation, management, monitoring and assessment, market analysis, research and training; linking MFIs with the provision of green technologies for low-income earners; and strengthen Social Performance Management systems.

In the Middle East and North Africa (MENA), Microfinanza Srl has been mainly involved in projects related to technical consulting, institutional strengthening, credit development, assistance to credit line for the creation of PMI, support to handicraft sector and organization, feasibility study and TA to develop the National Credit Bureau.

Countries where we worked: Angola, Benin, Burkina Faso, Cameroon, Chad, DCR, Djibouti, Egypt, Ethiopia, Ghana, Jordan, Lebanon, Kenya, Namibia, Niger, Nigeria, Malawi, Morocco, Mozambique, Palestine, Rwanda, Senegal, Syria, Tanzania, Togo, Tunisia, Uganda, Zambia.


Main partner, clients and donors in this area are: AICS – Italian Cooperation Development Agency, IFAD, European Union, IUCN, Italian Ministry of Foreign Affairs, local MFIs, Fundaciò Un Sol Mon, Word Bank, Spanish International Cooperation, ADA – Appui au Développement Autonome – Luxembourg, UNESCO, European Investment Bank (EIB), European Commission (EC), IFC,  Spanish Agency for International Cooperation for Development (AEICD), Oesterreichische Entwicklungsbank AG (OeEB) the Development Bank of Austria, Belgische Investeringsmaatschappij voor Ontwikkelingslanden (BIO), Bundesministerium für wirtschaftliche Zusammenarbeit und Entwicklung through Kreditanstalt für Wiederaufbau (BMZ/KfW), UNCDF, Swiss Capacity Building Facility and Local Authorities, DFAE Ambassade de Suisse en Haiti.


Latin America and Caribbean


Microfinanza Srl has a long-standing experience and commitment in supporting and promoting microfinance programmes and projects in Latin America and Caribbean.


The main key areas of expertise are related to feasibility and market studies, institutional strengthening (assessments and diagnostics, development of risk management functions, elaboration of technical guides and tools, management of human resources, business plan development), project evaluation, and portfolio review.


Countries where we worked: Brazil, Chile, Colombia, Dominican Republic, Ecuador, Haiti, Honduras, Nicaragua, Uruguay.


Main clients and donors are: PROFIM COSUDE, TRIPLE JUMP, REDMICROH, IADB, DAI, USAID, FUNED, IFAD, IMFA (Italian Ministry of Foreign Affairs), WB, EU, Pro-Mujer, Ambassade de Suisse en Haiti.


Asia and South East Asia


Main areas of expertise in the Asia are related to institutional strengthening (Risk Management, Business Planning, Client Protection and Social Performance Management), market study and research, training activities.


 Countries where we worked: Azerbaijan, Bangladesh, Cambodia, India, Laos, Mongolia, Russia, Uzbekistan.


Main partner, clients and donors in this area are: FMO, IFAD, Incofin IM, KfW - Kredit fur Wiederanstalt, Normicro, UNDP, UNCDF